Trip Cancellation / Interuption

Why do you need trip/cancellation/trip interruption insurance?

• A vacation is one of your largest investments, after a house and a car. Could you afford to lose this investment if you could not travel?
• Trip cancellation/trip interruption will provide coverage if you are forced to cancel your trip or cannot complete your trip.
• One particular covered risk is involuntary job loss. Would you still be able to afford the vacation if you unexpectedly lost your job? You could think of trip cancellation/trip interruption insurance as job loss insurance.

We offer Trip Cancellation from Manulife Underwriters and Travel Underwriters.

MANULIFE FINANCIAL

PURPOSE

• Reimbursement of the prepaid portion of the trip that is non-refundable and non-transferable to another travel date for a covered event.

COVERAGE LIMIT

• Maximum of $3,500.00 per insured per trip when purchased separately.
• Maximum of $3,500.00 per insured per trip for the single trip all inclusive plan.
• Maximum $5,000.00 per insured per trip and maximum $7,000.00 per policy for the multi-trip all inclusive plan.

ELIGIBILITY

• You must be living in Canada or travelling through Canada. This insurance must be purchased within seven days of booking your trip or before any cancellation penalties are chargeable for that trip when purchased separately.

Highlights of some of the insured risks:

• Unexpected medical emergency or death of insured (or insured's travel companion)
• Unexpected medical emergency or death of insured's (or insured's travel companion's immediate family or key person)
• Your business meeting is cancelled
• Canadian Government issues a formal Travel Warning regarding your destination
• Travel visa not issued
• The person whose guest the insured will be during trip has a medical emergency and is admitted to a hospital or dies
• Missed connection

Refer to the actual policy wording for the exact coverage, limitation conditions and definitions. This is only a summary.

CLICK HERE TO GET A QUOTE AND APPLY ONLINE.

TRAVEL UNDERWRITERS

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PURPOSE

• Trip cancellation covers an event occurring prior to your departure date causing you to cancel your trip.
• Trip interruption covers an event occurring while on your trip causing you to interrupt or disrupt your trip as originally scheduled or to return earlier or later than your return date.

COVERAGE LIMIT

• You select the limit of coverage you need based on the amount that would not be refunded if you did not travel. The maximum amount of coverage is $20,000.00 for trip cancellation and $25,000.00 for trip interruption.

ELIGIBILITY

1. You have not yet reached the age of 90 years at the time of this application date of the policy.
2. You are a Canadian citizen, or
3. You are a visitor to Canada purchasing this single trip insurance as follows:

1. Prior to arriving in Canada, provided your trip is booked and insurance is paid for in Canada, or
2. After arriving in Canada, for travel anywhere in the world provided insurance is purchased in Canada and travel originates in Canada.

Highlights of some of the insured risks:

• Unexpected sickness
• Injury
• Death (insured, insured's travelling companion, insured's immediate family, travelling companion's immediate family)
• Natural disaster (home or business)
• Travel advisory
• Subpoena
• Legal abortion of a child
• Involuntary job loss
• Missed connection
• Common carrier delay

CLICK HERE TO GET A QUOTE AND APPLY ONLINE.