Atlas Travel Sports Rider

Many travel medical policies will exclude what are deemed hazardous sports activities. The Atlas Travel plan from HCC Medical Insurance Services will cover many of these activities if you add the Sports Rider to your base plan.

The rider costs an additional 20% in premium and adds coverage for injury resulting from participation in the following amateur activities:

a) Amateur athletics, contact sports, and professional sports or athletic activities. Non-contact and non-organized and non-sanctioned amateur sports or athletic activities engaged in by the member solely for leisure, recreational, entertainment or fitness purposes are not excluded unless they are excluded by (b) through (j) of this provision, and
b) Mountaineering where ropes or guides are normally used, and
c) Aviation (except when traveling solely as a passenger in a commercial aircraft), and
d) Hang gliding, sky diving, parachuting or bungee jumping, and
e) Snow skiing or snowboarding, except for recreational downhill and/or cross country snow skiing or snowboarding (no cover provided whilst skiing away from prepared and marked in-bound territories and/or against the advice of the local ski school or local authoritative body), and
f) Racing by any animal or motorized vehicle, and
g) Spelunking, and
h) Subaqua pursuits involving underwater breathing apparatus, and
i) Jet skiing, and
j) Any other sport or athletic activity which is undertaken for thrill seeking and exposes the member to abnormal or extraordinary risk of injury.

The accidental death and dismemberment benefit is deleted during participation in sports and athletic activities.