Summary
This policy provides up to $5,000,000 in emergency medical coverage for sickness and accident. There is a medical questionnaire to complete if you are age 60 or more.
Pre-existing conditions must be stable as follows:
| Age |
Days before effective date |
| 59 or less |
7 days on trips of 35 days or less
90 days on trips over 35 days
|
| 60 to 74 |
180 |
| 75 to 89 |
365 |
|
|
Deductible options are:
$0, $250, $500, $1,000, $2,000, $5,000, $50,000 $100,000
Benefits
Overview of Emergency Medical Benefits
- Up to $5,000,000 per person for emergency medical treatment
- Ambulance services by air, land or sea
- Prescription drugs
- Emergency transportation back to Canada
- Accidental dental up to $4,000 and emergency dental up to $500
- Return of your children if you are evacuated to Canada
- Direct payment to hospitals where applicable
- Return of vehicle up to $4,000
- Multi-lingual assistance 24/7 anytime, anywhere
Optional Coverages
- Trip cancellation and trip interruption insurance
- Baggage and personal effects insurance
- Accidental death and dismemberment insurance
Please refer to the policy wording for a complete description of benefits, exclusions, limitations and conditions.