21st Century Travel Visitors to Canada Policy
This policy has some features which
are unique for visitors to Canada policies.
The application of the deductible is
one of these features. Most companies
apply a deductible for each claim during the policy period. 21st Century Travel applies the
deductible to the first claim only, per person, per policy period.
Follow up coverage after emergency
treatment is more favourable with 21st Century Travel. Their coverage limit is up to the overall
policy selected. Thus, if you have a
policy coverage limit of $100,000.00 this would also be the limit for follow up
coverage (less initial medical expenses). Other policies will have a specific limit for follow up coverage such as
$3,000.00 or allow one follow up visit.
21st Century Travel is one
of the few companies to cover stable pre-existing conditions for persons age 80
to 85. Coverage is subject to completing
a medical declaration.
I strongly recommend the 21st
Century Travel visitors to Canada policy for persons coming to Canada.