Allianz International Student Plan
Allianz provides emergency medical coverage for students coming to Canada. There is a choice of two plans; both have a coverage limit of $2,000,000.00. The “Standard” plan does not cover pre-existing conditions, while the “Enhanced” plan covers pre-existing conditions that have been stable for 90 days before the policy starts. There is also some “non-emergency type” coverage if you take the policy out for one year. This includes an eye examination and physical examination ($250.00 limit).
International students are not covered under Canadian government health plans. Hospital costs in Canada can run over $3,000.00 daily. The TIC International student plan, standard version, costs only $1.45 per day or $485.00 for the year. The “Enhanced” plan costs $2.21 per day or $807.00 for the year. Both policy premiums are bargains compared to paying medical costs out of pocket.