Destination Travel

Canadians Travelling - Destination Travel

Travel Medical Insurance

Summary

CANADIANS TRAVELLING - DESTINATION TRAVEL

TRAVEL MEDICAL INSURANCE

 

SUMMARY

This policy provides up to $5,000,000.00 in emergency medical coverage for sickness and accident.  You need to complete an application in order to be covered.  The stability period for covered pre-existing conditions varies from 90 days to 365 days, depending on your rating classification.

 

Deductible options are:

$0, $250, $500, $1,000, $5,000, $10,000

Benefits

EMERGENCY MEDICAL EXPENSES

Medical Expenses-Resident of Canada - $5,000,000 maximum per insured, per trip

Emergency Hospital - Semi-private room accommodation

Medical Appliances - Eligible expenses when prescribed by attending physician

Diagnostic Services - Eligible expenses when prescribed by attending physician

Prescription Drugs - Eligible expenses limited to 30 day supply for out-patient treatment

Paramedical/Professional Services - Up to $500/practitioner, must be referred by a physician

Ambulance Transportation - Eligible Expense

Dental -

i)                    Accidental blow to mouth - Up to $3,000

ii)                  Relief of Dental Pain - Up to $500

Private Duty Nursing - Up to $5,000, must be approved in advance by Active Care management

 

 

EMERGENCY ASSISTANCE SERVICES

Expenses to return children under your care - Must be approved in advance by Active Care management

Expenses to return your vehicle - Up to $5,000

Emergency Evacuation and Repatriation - When pre-approved and arranged by Active Care management in consultation with treating physician.  Also includes up to $5,000 for search and rescue

Return to Original Trip Destination - When pre-approved and arranged by Active Care management

Subsistence Allowance - Up to $150 per day to a maximum of $1,500 when an emergency prevents you from returning to home province or when the emergency requires a change in destination

Return of Deceased (Repatriation) - Up to $10,000 for the preparation of body and cost of transportation container, up to $4,000 for cremation at the place of death and up to $10,000 for preparation of body and burial at place of death

Transportation of Family or Friend - When approved by Active Care management, roundtrip economy airfare and up to $150 per day to a maximum of $1,500 for a person of your choice

Pet Return - Up to $300

Hospital Allowance - Up to $50 per day to a maximum of $250

Please refer to the policy wording for a complete description of benefits, exclusions, limitations and conditions.

Application