Canadians Travelling - TuGo

Travel Medical Insurance


This policy provides up to $5,000,000 in emergency medical coverage for sickness and accident. There is a medical questionnaire to complete if you are age 60 or more.

Pre-existing conditions must be stable as follows:

Age Days before effective date
59 or less 7 days on trips of 35 days or less
90 days on trips over 35 days
60 to 74 180
75 and up 365

Deductible options are:

$0, $300, $500, $1,000, $2,000, $5,000, $10,000, $25,000 $50,000 $100,000


Overview of Emergency Medical Benefits

  • Up to $5,000,000 per person for emergency medical treatment
  • Ambulance services by air, land or sea
  • Prescription drugs
  • Emergency transportation back to Canada
  • Accidental dental up to $4,000 and emergency dental up to $500
  • Return of your children if you are evacuated to Canada
  • Direct payment to hospitals where applicable
  • Return of vehicle up to $5,000
  • Multi-lingual assistance 24/7 anytime, anywhere

Optional Coverages

  • Trip cancellation and trip interruption insurance
  • Baggage and personal effects insurance
  • Accidental death and dismemberment insurance
  • Optional Sports medical coverage

Please refer to the policy wording for a complete description of benefits, exclusions, limitations and conditions.