Destination Travel

Canadians Travelling - Cumis (SRMRM)

Travel Medical Insurance

Summary

CANADIANS TRAVELLING – DESTINATION TRAVEL

TRAVEL MEDICAL INSURANCE

 

SUMMARY

This policy provides up to $5,000,000.00 in emergency medical coverage for sickness and accident.  You need to complete an application in order to be covered.  The stability period for covered pre-existing conditions varies from 90 days to 365 days, depending on your rating classification.

 

Deductible options are:

$0, $250, $500, $1,000, $5,000, $10,000

Benefits

EMERGENCY MEDICAL EXPENSES

Medical Expenses – Resident of Canada$5,000,000 maximum per insured, per trip

Medical AppliancesEligible expenses when prescribed by attending physician

Diagnostic ServicesEligible expenses when prescribed by attending physician

Prescription DrugsEligible expenses limited to 30 day supply for out-patient treatment

Paramedical-Professional ServicesUp to $500 per practitioner, must be referred by a physician

Ambulance TransportationEligible expense

Dental -(i) Accidental blow to mouth – up to $3,000

(ii) Relief of Dental Plan – up to $500

Private Duty NursingUp to $5,000, must be approved in advance by SelectCare

EMERGENCY ASSISTANCE SERVICES

Expenses to return children under your

careMust be approved in advance by SelectCare

Expenses to return your vehicleUp to $5,000

Return to original trip destinationWhen pre-approved and arranged by SelectCare

Emergency evacuation and repatriationWhen pre-approved and arranged by SelectCare in consultation with treating physician.  Also includes up to $5,000 for search and rescue

Subsistence allowanceUp to $150 per day to a maximum of $1,500 when an emergency prevents you from returning to home province or when the emergency requires a change in destination.

Expenses related to deathUp to $10,000 for the preparation of body and cost of transportation container, up to $4,000 for cremation at the place of death and up to $10,000 for preparation of body and burial at place of death             

Bedside companion travel and

SubsistenceWhen approved by SelectCare, roundtrip economy airfare and up to $150 per day to a maximum of $1,500 for a person of your choice

Pet ReturnUp to $300

Hospital AllowanceUp to $50 per day to a maximum of $250

 

 

Please refer to the policy wording for a complete description of benefits, exclusions, limitations and conditions.             

Please refer to the policy wording for a complete description of benefits, exclusions, limitations and conditions.

Application